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Ways to pay

Bank conveniently and confidently almost anywhere with online and mobile banking.

Discover what your TD Card can do with Google PayTM

  • Privacy and Security built in

    Google Pay protects your payment information with multiple layers of security, and never shares your actual TD Card number with the merchant so your information stays safe.

  • Faster checkout

    When you pay in stores, check out faster with the device that’s already in your hand – no need to even open an app.

  • Easy online and in-app purchases

    No need to enter your credit card number for in-app or online purchases – simply select Google Pay at checkout.

  • Widely accepted

    You’ll find Google Pay widely accepted by a range of retailers, in store1, online and in app2.

Get started with Google Pay

Scan the QR code with your Android phone to add your eligible TD Credit Card or TD Access Card to Google Wallet™, then tap to pay where Google Pay is accepted.

Get started with Google Pay

Tap the image to add your eligible TD Credit Card or TD Access Card to Google WalletTM, then make contactless payments wherever Google Pay is accepted.

How to set up Google Pay on Android phones3

  • Step 1

    Open the Google Wallet app or download it on Google Play store.

  • Step 2

    Tap ’Add to Wallet’ and follow the instructions.

  • Step 3

    Verify your card if needed. Then you’re all set.

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How to make purchases with Google Pay

  • In stores

    • Step 1: Look for the contactless payments or Google Pay symbols on display at checkout.
    • Step 2: Unlock your phone and hold it to the contactless payment terminal.
    • Step 3: Follow any prompts and confirm your purchase.

  • Online and in app

    • Step 1: Look for the Google Pay or Buy with Google Pay button at checkout.
    • Step 2: Once you’ve selected Google Pay as your payment method, select the card you’d like to pay with, or add a payment card.
    • Step 3: Confirm your purchase.

Where can you use Google Pay?

Use Google Pay at participating merchants where you see the symbols for contactless payments or Google Pay4.

Frequently asked questions

  • Step 1: On your Android smartwatch, open the Google Wallet app and tap ’Get Started’
  • Step 2: Set up screen lock if you haven’t already
  • Step 3: On your phone, follow the onscreen instructions to add your eligible TD Credit Card or TD Access Card. Note that this only adds your card to the Google Wallet app on your watch, not your phone

Note: Google Pay on your Fitbit smartwatch is not supported at this time

If only one payment card is added in the Google Wallet app, it will automatically become your default card. If you have multiple payment cards, you can choose which card to use as a default card.

To add your eligible TD Card as your default card:

  1. Open the Google Wallet app on your Android device
  2. Tap and choose the eligible TD Card you want to use as your default card
  3. Tap ’Set as default card’

If you are experiencing issues with adding your TD Card to Google Wallet, here are some steps you can follow:

  • Check your TD Card to make sure you have entered your card details correctly
  • Check the eligibility of your TD Card with Google Pay
  • Check that your device is compatible with Google Pay
  • Update your device to the latest version of Android
  • Make sure you are in a supported country or region

If you have further questions, contact TD Customer Service at 1-888-292-6288.

Lost or stolen TD Access Card
Feel more confident if you misplace your TD Access Card. As an added layer of security, you can easily lock and unlock your TD Access Card through the TD App while you look for it. Learn more.

Please call 1-866-222-3456 as soon as you discover your TD Access Card is lost or stolen to deactivate your card from use. TD can issue a new TD Access Card that you can add to Google Pay after it has been activated.

Lost or stolen Credit Card
If you think you’ve misplaced your TD Credit Card, lock it in the TD app and unlock when you’ve found it. Learn more.

Please call TD’s Credit Card Contact Centre at 1-800-983-8472 as soon as you discover your credit card is lost or stolen to deactivate your card from use. TD can issue a new credit card that you can add to Google Pay after it has been activated.

Lost or stolen Google Pay device
You must call the TD Contact Centre at 1-888-292-6288 to deactivate your TD Cards on Google Pay.

Expiring TD Access Card
All your personal TD Access Cards will remain active and available for purchases using Google Pay until the date of expiry on your plastic cards. When you receive your new replacement Access Card, activate it at an ATM or by making an in-store purchase with your PIN to avoid any interruption. Once activated, you can add it to Google Wallet.

Expiring TD Credit Card
Your personal and business TD Credit Cards will remain active and available for purchases using Google Pay until the date of expiry on your plastic cards. You will be mailed a new card and your new card must be activated in order to use your card. Once activated, your new card is ready to use in Google Wallet automatically.

Please see the full list of eligible TD Credit Cards and TD Access Cards (Visa Debit feature not available for online purchases) that support Google Pay.

Here’s what you need to use Google Pay:

  • An Android phone with NFC (near field communication)
  • A Google account
  • An eligible TD Card

You can start using Google Pay as soon as you add your eligible TD Card(s) to Google Wallet.

Google Pay works with your eligible TD Cards in eligible countries and regions that support contactless payments.

Note: Additional fees may be charged for wireless data or foreign transactions.

There are several reasons why a TD Card may be declined with Google Pay:

  • Insufficient funds or there is a limit on the transaction
  • The TD Card details may not have been entered correctly
  • The TD Card may not be eligible for Google Pay
  • There may be a problem with Google Pay or your device which is preventing transactions from going through. Ensure your device is updated to the latest version of Android and you have cleared the cache on your device.
  • You are not in a supported country or region
  • The merchant terminal does not support contactless payments
  • Check the Google Play help page for more support for fixing Google pay issues

If you have any further questions, please contact TD Customer Service at 1-888-292-6288.

If the camera on your device is reading your card number and expiration number incorrectly, you still have the option to add your card to Google Wallet app by entering your number and expiry details manually. 

The reason you are unable to delete the card from your Google Wallet app is because your card information has been stored on your phone as part of the auto fill card option for online purchases.  

    To have your card removed follow the steps below:

  1. Open the Google Wallet app on your Android device
  2. Select the card you want to delete
  3. Tap on the three dots in the top right-hand corner of the screen
    a. Select Disable Contactless
  4. A confirmation message will be displayed
    a. Tap Yes, to disable